Michigan Home Mortgage Experts

In this age of financial uncertainty, it’s important to work with a lender you can trust. Record foreclosures have painfully shown the mistake of selecting a lender promising a low rate or payment. Ask yourself, do you want to work with a lender who pushes this month’s company special or would you prefer an expert who listens to you and tailors a plan to your unique financial situation?

Rates and rules change constantly, but our commitment to expert advice doesn’t. Whether you’re a first-time buyer unsure of how to proceed or a long-time homeowner looking to refinance, we take the time to determine the best course of action for you and develop a personalized plan that is stress and worry-free.

We dispense sound advice, not gimmicks. We often ask tough questions that no one else does, because anyone can ask the easy ones and avoiding the hard ones means they don’t care about you. To us you’re not a number — you’re a long-term relationship.

First-Time Home Buyers

Buying a home may be the biggest, most important investment of your life. How will you select a mortgage that gets you a home you can grow into, but doesn’t crush you if something goes wrong?

Needing a Bigger Home

Do you sell your current home before or after you buy the next one? Do you liquidate all your reserves for that Dream Home or play it safe and buy something less?

Refinancing Your Mortgage

If you have negative equity, how can you still refinance? Why are you refinancing — for a lower payment, lower interest expense, to payoff your home faster or to take cash out? When can a lower rate actually cost you more in the long run?

Mortgages For Investors

Financing investment properties hasn’t been this hard in over a decade. How long do you have to own a property before taking cash out? How long before a buyer can get use an FHA mortgage to purchase one of your homes? If you don’t know the answers to these questions, contact us ASAP.