Buying a new home

Buying a New Home can be an exciting process. Looking at prospective properties, imagining living in them and sorting through the possibilities can be a lot of fun

It can also be stressful and frustrating when you can’t find exactly what you want, or you get outbid on several properties that were perfect. It’s important to have a good real estate agent to assist you through this process and find you the right home.

You don’t pick the home that’s best for someone else, you pick the one that’s right for you!

Trust our certified professionals to find the mortgage loan that best fits your needs, too. Getting the right mortgage loan is like getting the keys to your new home! We can help you get there.

Be careful though – many homebuyers make the mistake of assuming that shopping for a mortgage lender is only about finding the lowest price. If that were true, or that simple, you could get your mortgage at a gas station or convenience store! There’s a lot more than meets the eye when shopping for a mortgage.

The truth is, there are over 101 stress points where things can go wrong during the process of getting your mortgage – many of which can adversely affect that low rate you shopped so hard for. The purchase of a foreclosure or short-sale property offers even more potential pitfalls.

Beyond those challenges, there are probably other issues of importance to you:

• Can you meet face-to-face with someone?
• Are you going to be bounced from one person to the next during the process?
• Where does your Pre-Approval Letter adequately explain that you’re actually approved for a payment – not a purchase price? Why is this important? (click here to see our sample)
• What are the unique challenges in obtaining a mortgage on a foreclosed or short-sale property?
• Are you aware of the steps in the mortgage approval process?
• How will the status of your loan application be consistently communicated to you? (click here to see our sample)
• When will you get to preview your closing documents and will someone be at your closing?
• Do you know how your property taxes may change after you purchase your home? (click here for our info flyer)
• Are all explanations in writing or are you expected to remember or take your own notes?

Ask yourself what’s more important, hiring an experienced & certified, hands-on professional to assist you in getting your new home or “rolling the dice” with someone at a call center or mega-bank where you’re just a number and you can’t meet them in person?

Our certified professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you’re making a big commitment in buying a new home. So we make a commitment to you – we will help you qualify, apply and get you through the mortgage process successfully and into your new home. We’ll also stay in touch after closing to alert you of future mortgage opportunities.

Contact us to get pre-approved the right way and start your home search or, if you’ve already have a purchase contract for a home, you can contact us to make your dream of owning a home a reality.

You can start the process by clicking on our “Apply Now” Purchase link and filling in the online questionnaire, you can also email or call us.